K|Wise · Glossary
Every mortgage term, in the language of borrowers.
EIBOR, LTV, DSR, DBR, NOC — every acronym that shows up on a UAE mortgage offer, with a one paragraph definition you'll actually remember.
The dictionary, end to end.
The length of time over which the mortgage is repaid. UAE mortgages allow terms up to 25 years for residents and 20 years for non-residents, subject to age limits at end of term.
Read more about TermThe legal document issued by the Dubai Land Department evidencing ownership of a property. A new title deed is issued in the buyer's name on completion of transfer.
Read more about Title DeedA Dubai Land Department-approved registration office where property transfers and mortgage registrations are formally executed. The fee is currently AED 4,200 per transaction.
Read more about Trustee Office
Read the guides — same plain English, more depth.
The Blog and FAQs unpack these terms in real-world scenarios — fix vs float, refinance break-even, non-resident eligibility, and more.