K|Wise · Glossary
Every mortgage term, in the language of borrowers.
EIBOR, LTV, DSR, DBR, NOC — every acronym that shows up on a UAE mortgage offer, with a one paragraph definition you'll actually remember.
The dictionary, end to end.
Term
#termThe length of time over which the mortgage is repaid. UAE mortgages allow terms up to 25 years for residents and 20 years for non-residents, subject to age limits at end of term.
Title Deed
#title-deedThe legal document issued by the Dubai Land Department evidencing ownership of a property. A new title deed is issued in the buyer's name on completion of transfer.
Trustee Office
#trustee-officeA Dubai Land Department-approved registration office where property transfers and mortgage registrations are formally executed. The fee is currently AED 4,200 per transaction.
Read the guides — same plain English, more depth.
The Blog and FAQs unpack these terms in real-world scenarios — fix vs float, refinance break-even, non-resident eligibility, and more.