K|Wise · Glossary
Every mortgage term, in the language of borrowers.
EIBOR, LTV, DSR, DBR, NOC — every acronym that shows up on a UAE mortgage offer, with a one paragraph definition you'll actually remember.
Alphabetical · 1 terms
The dictionary, end to end.
L1 term
LTV (Loan-to-Value)
#ltv-loan-to-valueThe ratio of the loan amount to the property's value, expressed as a percentage. UAE Central Bank LTV caps: 80% for residents (first property under AED 5M), 70% over AED 5M, 50% to 75% for non-residents.
02 Want the long form?
Read the guides — same plain English, more depth.
The Blog and FAQs unpack these terms in real-world scenarios — fix vs float, refinance break-even, non-resident eligibility, and more.