K|Wise · FAQs

The questions you'd ask a friend who'd done it before.

Honest, jargon-free answers to the questions our desk hears most — from first-time buyers, refinancers, and non-residents looking at the UAE market.

All 16 Buying 4 Mortgage 5 Non-residents 2 Partners 2 Refinancing 3

Most asked · Grouped by topic

The answers, straight.

01 · Topic

Buying

4 questions · plain-English answers

02 · Topic

Mortgage

5 questions · plain-English answers

03 · Topic

Refinancing

3 questions · plain-English answers

04 · Topic

Non-residents

2 questions · plain-English answers

05 · Topic

Partners

2 questions · plain-English answers

02 Still have a question?

Speak to the desk that actually files the paperwork.

No call center, no scripts. A senior advisor will pick up — usually within an hour during UAE business hours.

Ask a questionAverage reply · 1 working hour Email the deskKelly@ksquare.ae

The questions you'd ask a friend who'd done it before.

The answers, straight.

Buying

What deposit do I need to buy a property in the UAE?

How long does the UAE mortgage process take from start to finish?

Can I buy off-plan with a mortgage in Dubai?

What costs should I budget for beyond the property price?

Mortgage

What is the difference between a fixed and variable rate mortgage?

What is EIBOR and how does it affect my mortgage?

Can I make early repayments on my UAE mortgage?

How is my mortgage eligibility calculated?

What documents do I need for a UAE mortgage application?

Refinancing

When should I consider refinancing my mortgage?

How much can I save by refinancing?

Can I release equity from my UAE property?

Non-residents

Can non-residents get a mortgage in the UAE?

Are the rates higher for non-resident borrowers?

Partners

How does KSQUARE earn its fees?

Are you regulated in the UAE?

Speak to the desk that actually files the paperwork.

An honest answer from a KSquare advisor can save you thousands of dirhams