Benchmark
EIBOR Rate
A concise benchmark page for Overnight, 1M, 3M, 6M, and 12M EIBOR context.
Live benchmarks · UAE Central Bank
EIBOR Rates
Emirates Interbank Offered Rate — the benchmark variable-rate mortgages reset against.
Refreshed everybanking day at 11:00 GST from the Central Bank fixings.
Updated 23/10/2026
O/N
3.594%
0.075%
1 Month
4.145%
0.006%
3 Months
4.226%
0.223%
6 Months
4.565%
0.097%
12 Months
4.722%
0.124%
Hover for daily values
Mortgage rates
Rates by buyer profile
Employed Resident
Starting from 3.78%
Property insuranceAnnual · on outstanding balance
0.005% p.a.Life insuranceMonthly · on outstanding balance
0.018% p.m.Max LTVFirst property · ready
80%Max tenor
Up to 25 yrsRates shown are indicative and subject to lender credit assessment. Final pricing depends on loan-to-value, income profile, and lender approval. Contact an advisor for a personalised illustration.
Refinance rates
Rates by borrower profile
Employed Resident
Starting from 3.99%
Property insuranceAnnual · on outstanding balance
0.000% p.a.Life insuranceMonthly · on outstanding balance
0.025% p.m.Max LTVFirst property · ready
80%Max tenor
Up to 25 yrsRates shown are indicative and subject to lender credit assessment. Final pricing depends on loan-to-value, income profile, exit fees from your current lender, and approval. Contact an advisor for a personalised switching illustration.