Live benchmarks · UAE Central Bank

EIBOR Rates

Emirates Interbank Offered Rate — the benchmark variable-rate mortgages reset against.
Refreshed everybanking day at 11:00 GST from the Central Bank fixings.

Updated 25/06/2026
O/N
3.390%
0.120%
1 Month
3.684%
0.027%
3 Months
3.955%
0.066%
6 Months
3.927%
0.093%
12 Months
4.134%
0.126%
Hover for daily values

EIBOR fixings published by the UAE Central Bank at 11:00 GST daily. KSquare Mortgage Advisory aggregates and contextualizes — we are not the publisher of record.

Mortgage rates

Rates by buyer profile

Employed Resident
Employed Resident
Starting from
3.78%
Property insuranceAnnual · on outstanding balance
0.005% p.a.
Life insuranceMonthly · on outstanding balance
0.018% p.m.
Max LTVFirst property · ready
80%
Max tenor
Up to 25 yrs

Rates shown are indicative and subject to lender credit assessment. Final pricing depends on loan-to-value, income profile, and lender approval. Contact an advisor for a personalised illustration.

Refinance rates

Rates by borrower profile

Employed Resident
Employed Resident
Starting from
3.99%
Property insuranceAnnual · on outstanding balance
0.000% p.a.
Life insuranceMonthly · on outstanding balance
0.025% p.m.
Max LTVFirst property · ready
80%
Max tenor
Up to 25 yrs

Rates shown are indicative and subject to lender credit assessment. Final pricing depends on loan-to-value, income profile, exit fees from your current lender, and approval. Contact an advisor for a personalised switching illustration.