K|Wise · Glossary
Every mortgage term, in the language of borrowers.
EIBOR, LTV, DSR, DBR, NOC — every acronym that shows up on a UAE mortgage offer, with a one paragraph definition you'll actually remember.
Alphabetical · 2 terms
The dictionary, end to end.
F2 terms
Fixed Rate
#fixed-rateA mortgage rate that is locked in place for a set period — typically 1, 3, or 5 years in the UAE. After the fixed period the loan reverts to the lender's variable rate unless refinanced.
Freehold
#freeholdA form of property ownership where the buyer holds the title indefinitely. Designated freehold areas in Dubai (e.g. Dubai Marina, Downtown, Palm Jumeirah) are open to foreign ownership.
02 Want the long form?
Read the guides — same plain English, more depth.
The Blog and FAQs unpack these terms in real-world scenarios — fix vs float, refinance break-even, non-resident eligibility, and more.