Plain-English mortgage thinking for borrowers, not bankers.

Can foreigners get a mortgage in Dubai?

Yes — whether or not you live here. What no two sources agree on is how much you can borrow: search the question and you will be told 50%, 60%, 65% and 75% of the property value in the same afternoon. They are not contradicting each other by accident. For a foreign buyer who does not live and earn in the UAE, there is no single published ceiling, only the routes individual banks run. This is what those routes are, what each one needs, what the monthly instalment looks like, and how to match your income to the right bank.