Residential
Equity Release
A scaffold for unlocking property value while keeping the file lender-ready.
What UAE equity release actually is. A cash-out refinance: we replace your existing mortgage (or originate a new one on a paid-down property) at a higher loan amount, and you receive the difference as a tax-free lump sum into your UAE account.
How much you can release. Residents can refinance up to 80% LTV of the current valuation if it's your first property under AED 5M, 65% if it's a second property. Non-residents are capped at 50–65% LTV depending on the lender. We commission a fresh valuation first — the number that matters is today's market value, not the price you paid.
Why borrowers choose equity release over selling. Acquiring a second property without liquidating investments. Funding business capital at mortgage rates (typically 3.7–4.5%) rather than personal-loan rates (10–18%). Education or family funding. Consolidating high-interest UAE debt. We run the use-of-funds question with you before any application.