Our Services

Tailored Solutions for Every Home Buyer and Investor

At KSquare, we offer a comprehensive suite of services designed to simplify the mortgage process and empower your real estate journey. Whether you’re a first-time homebuyer, seasoned investor, or a non-resident exploring opportunities in the UAE, our expert team provides personalized guidance, competitive lending solutions, and long-term financial strategies. Backed by the strength of KSquare Bank, we ensure security, stability, and seamless support—every step of the way.
7,000+

Clients Served

We Helped Countless Families Settle Into Their Happy Place Last Year

Creating Bridges with Real Estate

We connect people with the right property opportunities through expert mortgage and real estate solutions.
Building lasting relationships by turning investments into meaningful milestones.

Mortgage Product Offerings

Home Purchase

Secure the right mortgage to make your dream home a reality. We help you find the best financing options tailored to your needs.

Remortgage

Switch to a better mortgage plan and save money. We help you reduce costs by refinancing at competitive rates.

Unlock Equity

Turn your property’s value into cash without selling. We help you access equity for investments, business, or personal needs.

Non-Residents

Buy property in the UAE as a non-resident with ease. We offer mortgage solutions tailored for international investors.

Commercial & Building Finance

Finance your office, retail, or commercial project seamlessly. We provide tailored solutions for business property investments.

Construction Finance

Get flexible financing for building your dream project. We support both residential and commercial construction needs.

Multiple Units

Easily finance multiple properties with tailored solutions. Perfect for investors looking to expand and diversify their real estate portfolio.

Land Purchase

Finance your land purchase for future construction or investment. We make acquiring land in the UAE simple and stress-free.

Providing the Best Future for Your Best Living

We offer smart, secure, and personalized mortgage solutions that pave the way for a brighter future. Our goal is to help you live your best life—starting with the right home and the right support.

Let us help you get your home today

Our expert team simplifies the mortgage process, guiding you at every stage. With trusted solutions and personalized support, your dream home is closer than you think.

Step 1

Initial Consultation

Discuss your needs and goals with our mortgage experts to find the right solution.

Step 2

Document Collection

We guide you through gathering all necessary paperwork for a smooth application.

Step 3

Evaluation and Approval

Your application is assessed quickly and professionally for fast approval.

Step 4

Disbursement Process

Funds are securely disbursed, finalizing your path to homeownership.

Your Home, Your Future, Our Commitment

At KSquare, your home is more than a place—it’s the foundation of your future. With expert guidance, trusted solutions, and unwavering support, we’re here to help you secure it with confidence.

Competitive Pricing

Get the best mortgage solutions at rates that suit your budget.

Free Consultation

Expert advice with no upfront fees—just honest guidance.

Lifetime Tracking

We monitor your mortgage journey to ensure long-term success and savings.

Frequently Asked Questions

Ideally, you should start as soon as you begin your property search. Getting a pre-approval not only defines your budget but also shows sellers and agents that you are a serious buyer.

Your eligibility is based on several factors, including:

  • Your income and employment type (salaried or self-employed)
  • Your credit score and repayment history
  • Your residency status and nationality
  • Your current liabilities and debt-to-income ratio
  • The down payment you can commit to

At Ksquare, we help you assess this upfront, so you’re never caught by surprise.

As per UAE Central Bank regulations:

  • UAE Nationals: 15% for properties under AED 5M, 30% for properties above AED 5M.
  • Non-Nationals: 20% for properties under AED 5M, 35% for properties above AED 5M.

We guide you through how best to structure this payment to suit your financial plan.

On average, approval takes 30–45 working days, depending on your profile and the bank’s requirements. With Ksquare, you’ll always have clarity on timelines and updates at every stage.

Our consultation and advisory are free of cost to you—we’re compensated by partner banks. You can be assured there are no hidden charges from our side.

Working with one bank limits your choices. At Ksquare, we:

  • Provide access to multiple lendersand a wider range of mortgage products.
  • Offer neutral, client-first adviceto secure the best fit for you.
  • Simplify the process by handling paperwork, negotiations, and follow-ups.
  • Stay with you beyond the transaction, supporting your long-term financial journey.

We specialize in:

  • First-time buyer mortgages (residents & non-residents)
  • Buy-to-let mortgages for investors
  • Equity release & refinancing solutions
  • Commercial property financing
  • Islamic finance options

We work with:

  • Salaried professionals in the UAE
  • Business owners and self-employed individuals
  • Non-resident investors looking to enter the UAE market
  • Families planning long-term housing and financial security

Home Purchase

Buying a home is one of the most important financial decisions of your life. At KSquare, we simplify the entire process by providing you with independent advice and access to the best mortgage products available in the UAE.

Remortgage

If your current mortgage no longer suits your financial needs, remortgaging could be the solution. At KSquare, we review your existing loan and explore better options in the market to lower your monthly payments or shorten your repayment term.

Unlock Equity

Your property holds untapped financial potential. With KSquare’s equity release solutions, you can access funds tied up in your real estate without selling it. Whether you want to reinvest, fund your child’s education, expand your business, or cover personal expenses, our advisors structure solutions that allow you to unlock your property’s value while maintaining ownership.

Non-Resident Mortgages

The UAE property market is one of the most attractive in the world, and non-residents can also benefit from mortgage financing. At KSquare, we specialize in helping international clients navigate banking policies, eligibility, and documentation requirements.

Commercial & Building Finance

Commercial properties require specialized financing solutions. KSquare partners with leading banks to provide funding for offices, retail spaces, warehouses, and mixed-use buildings. Our advisors evaluate your business requirements and cash flow to secure the most favorable terms, enabling you to expand your portfolio, increase returns, and grow your enterprise with confidence.

Construction Finance

Building a property from the ground up requires significant capital and structured financial planning. At KSquare, we provide access to construction finance that covers land acquisition, building materials, labor, and project execution. Whether it’s a residential villa or a large-scale commercial development, we work closely with banks and financial institutions.

Multiple Units

Investing in multiple units is a strategic way to maximize returns in the UAE property market. KSquare helps investors secure financing for more than one property under favorable terms, making it easier to expand portfolios. Whether it’s residential apartments, villas, or commercial units, we provide solutions designed to optimize your investment strategy and long-term financial growth.

Land Purchase

Purchasing land opens opportunities for both personal and commercial development. At KSquare, we guide you through the land finance process, ensuring access to the best funding options available. Whether you plan to build your dream home, start a development project, or hold land as a long-term investment, our advisors structure the right financing plan to help you achieve your vision while securing your financial interests.

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